Polygon News: Low Fees, Fast Finality, Real Use Cases — How Polygon Is Leading the Stablecoin Charge

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Polygon is rapidly emerging as a leader in the stablecoin space, driven by low fees, fast finality, and real-world use cases through integrations with major players like Stripe and PayPal.

 

Stablecoin innovation is easily finding a home in the Polygon blockchain. This comes by due to low-cost infrastructure, lightning-fast finality, and real-world partnerships with tech giants.

In a recent interview, Aishwary Gupta, Global Head of Payments, Exchanges & Real World Assets at Polygon, shared how the network is effortlessy driving towards the next wave of stablecoin adoption.

It is undeniably evident that Polygon is walking the talk. In Q1 of 2025 alone, Polygon proudly boasts a 23.3% surge in stablecoin supply. Thats not all, the blockchain also saw a 30% increase in active wallets.

Gupta attributes this growth to the “perfect storm” of major integrations, such as PayPal’s PYUSD and Stripe’s support for USDC on Polygon, combined with improving global regulatory clarity.

Companies are realizing they can offer faster, cheaper services than traditional finance ever could, said Gupta. This isn’t just an experiment anymore—this is real, profitable infrastructure.

Notably, Polygon is pushing towards making stablecoin transfers as easy as to what they liken to sending money via Venmo.

hrough partnerships with familiar fintech platforms like Stripe, Revolut, and Grab, and innovations like AggLayer and account abstraction, Polygon is removing the complexity that has long plagued crypto transactions.

Users won’t need to think about chains or gas fees—it’ll just work,

Gupta emphasized.

A major part of the growth is coming from outside crypto-native circles. Enterprises, traditional financial institutions, and international payment providers are increasingly leveraging stablecoins on Polygon for real-world use cases such as cross-border payroll, remittances, and instant settlements.

Gupta pointed out that U.S.-based companies are already using Stripe and Polygon to pay overseas contractors in USDC—

not a future scenario, but something happening right now.

Technical superiority remains a cornerstone of it’s dominance. With average transaction fees around $0.015 and high transaction throughput, the network is uniquely positioned to scale stablecoin activity.

The AggLayer, Polygon’s interoperability layer, ensures near-instant cross-chain value transfer, while EVM compatibility continues to attract developers building on familiar infrastructure.

Polygon’s ecosystem has also become a hub for real-world asset (RWA) tokenization, with over $270 million in value already on-chain. The synergy between RWAs and stablecoins is critical, Gupta noted:

Stablecoins are the cash layer for trading and settlement, making them essential for real-world financial applications.

Big names like Fidelity and the state of Wyoming are already leveraging Polygon’s infrastructure. As Gupta revealed, the network’s role is both technical and strategic—offering compliant, scalable solutions while supporting sustainable, long-term business models.

We’re not chasing hype—we’re focused on unlocking new financial legos like Vault Bridge, yield-bearing stablecoins, and global forex use cases,

he said.

Looking ahead, Gupta believes mainstream adoption will come not from speculation, but from seamless integrations.

The AggLayer will unify the crypto experience. Soon, billions will be using crypto-powered payments without even knowing it’s blockchain.

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