- XRP’s market value surged 242.63% in 2025, fueled by the SEC lawsuit dismissal.
- Ripple’s vision for XRP aims to replace SWIFT in global finance, enhancing transaction speed and cost-efficiency.
XRP has witnessed a remarkable rise in 2025, reaching $2.16 after gaining 242.63% since the beginning of the year. This upward momentum is largely attributed to the resolution of Ripple’s long-standing legal battle with the U.S. SEC.
The lawsuit, which began in December 2020, cast uncertainty on XRP’s future, but its end has increased investors’ confidence. Market participants increasingly view XRP as more than just another cryptocurrency.
Some even call it the “Internet of Value,” positioning it as a key component of the future financial landscape. That view has gained traction as Ripple continues to expand its network, sign additional partnerships, and put XRP into real-world use cases.
The Internet of Value is $XRP, not Bitcoin.
— John Squire (@TheCryptoSquire) February 4, 2025
Ripple’s growing momentum also stems from the fact that it is focusing on cross-border payments. The company’s technology enables near real-time transactions with negligible fees, rendering it a viable alternative to traditional banking routes.
As a result, institutions and payment providers have started utilizing Ripple’s solutions, also pushing demand for XRP.
Ripple CEO Slams SWIFT, Highlights XRP’s Superiority
Ripple CEO Brad Garlinghouse has been a vocal critic of the SWIFT payment system that has dominated cross-border financial transactions for over half a century.
According to Garlinghouse, SWIFT’s infrastructure is aged, slow, and costly and is not suited for today’s digital economy. XRP, however, offers a faster and cheaper solution, settling transactions in a matter of seconds.
Ripple CEO Brad Garlinghouse says SWIFT architecture is outdated and is confident that $XRP will usher in a new era of finance across the globe: “there’s an opportunity to modernize” “The Trump effect is profound.”
pic.twitter.com/v7msnhyCVN
— ALLINCRYPTO (@RealAllinCrypto) March 25, 2025
Ripple has already shown itself able to improve financial services, teaming up with institutions globally in order to facilitate cross-border payments.
Now that the SEC lawsuit is no longer an impediment, the company can now concentrate fully on increasing its footprint. If adoption remains on its current trajectory, XRP may well revolutionize how money is transferred across the world.
Another catalyst for XRP’s leadership is increasing regulatory clarity in the United States. As a more favorable stance towards cryptocurrency sets in, companies like Ripple can now accelerate their operations.
This development could accelerate the adoption of XRP and further solidify its position in the financial system.
Trump’s Pro-Crypto Stance Could Boost XRP’s Future
Politics is also shaping XRP’s destiny. The pro-crypto stance of former U.S. President Donald Trump has influenced market sentiment, with news of a U.S. strategic crypto reserve and a White House crypto summit making the headlines.
If the next government continues this policy, regulatory policies can be more favorable to digital assets, which would be beneficial for Ripple and XRP.
Brad Garlinghouse recently appeared on Fox Business discussing these developments, showcasing the revolutionary potential XRP can bring to the world of finance.
Brad Garlinghouse (@bgarlinghouse) says the potential for #XRP is INSANE!
Will $XRP hit $35,000 soon? The top #DeFi token on #XRPL is making waves!
pic.twitter.com/909TGih7bz
— ShadowCipher (@ShadowCipher_) March 28, 2025
He focused on Ripple’s commitment to payment modernization and the value of blockchain technology in cross-border payments. The fact that the company continues to drive the integration of XRP into financial systems worldwide means that its influence will only grow further.
As 2025 goes on, the future of the cryptocurrency remains promising. Having the ability to provide faster, cheaper, and clearer transactions than traditional financial networks sets it apart.
If adoption rates continue, XRP can play a tremendous role in shaping the digital economy, perhaps evolving into a leading cryptocurrency in the years to come.
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