Will XRP Be the Token of Choice for X Payments? New Reports Emerge

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  • Speculation has risen following rumors of XRP’s potential integration into X’s upcoming payment system, fueled by rumors of meetings between Elon Musk and Brad Garlinghouse.
  • XRP’s efficiency makes it a potential fit for X Payments, but its role in X’s financial ecosystem is still under debate.

It’s quick how narratives change, DOGE was the obvious choice for X payments in the eyes of crypto enthusiasts, but that’s no longer the case. Rumors are spreading wildly in the cryptocurrency community about a potential collaboration between Elon Musk’s X platform and Ripple’s digital asset, XRP.

This rumors originated from a prominent XRP advocate who took to the X platform suggesting that Fox News announced X payments and that the heads of the two companies, Elon Musk and Brad Garlinghouse had engaged in a meeting at the White House.

While the fire surrounding this speculations continue to spread, the crypto community has been left with questions with the main one being; will XRP play a role in X upcoming financial ecosystem.

Elon Musk has long being vocal about his vision of making X into an “everything app,” with integrated financial services being a core component. Also, in January 2025, X CEO Linda Yaccarino confirmed the launch of “XMoney,” a digital payment system expected to roll out later this year.

With X Payments nearing its launch, X has been actively pursuing and securing necessary regulatory licenses across various U.S. states. With this in mind, speculation has grown on which digital assets might be integrated. XRP has been a hot topic this year and is widely known for its rapid and cost-effective cross-border transactions.

With those features, XRP emerges a strong contender for such a position. However no official confirmation regarding the matter has been made.

Is XRP Integration Possible?

The possibility of XRP being integrated into X payments has ignited heighten discussions among crypto members. On one side,  proponents argue that XRP’s well-set network, and the near regulatory clarity in the U.S, and widespread institutional partnerships make it a strong candidate for Musk’s ambitious payment vision.

Additionally, XRP boasts the ability to facilitate near-instant, low-cost transactions which falls in line with the efficiency Musk seeks for X Payments.

However, there are skeptics. Musk has historically expressed support for Dogecoin (DOGE) and has not publicly endorsed XRP for X Payments. This has led some to question whether XRP will be prioritized over Musk’s favored cryptocurrency.

Adding fuel to the speculation, reports of a meeting between Musk and Garlinghouse have surfaced, further suggesting a potential interest in Ripple’s technology. While this could indicate preliminary discussions, no specific details have been communicated to confirm an official partnership between X and Ripple. Until concrete information is disclosed, these reports remain purely speculative.

XRP’s integration into X payments would be a major cryptocurrency milestone, potentially accelerating mainstream adoption and solidifying Ripple’s global financial presence.

Meanwhile, XRP is at the time of press swapping hands with $2.36 after a 3.99% decline in the past 24 hours.

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