- The OCC’s new rule allows U.S. banks to engage in crypto custody, stablecoin activities, and blockchain networks without prior approval, potentially boosting XRP adoption.
- Ripple’s deep political ties and strategic efforts within the U.S. administration could shape future crypto regulations in its favor.
The U.S. Office of the Comptroller of the Currency has made a major move by authorizing national banks to engage in cryptocurrency-related activities without first obtaining regulatory approval. This move is a breakthrough, particularly for Ripple and the XRP community.
With this new regulation, banks can now provide crypto custody services, carry out stablecoin activities, and even become members of blockchain networks like the XRP Ledger (XRPL). This eliminates a significant regulatory barrier to entry and makes institutional blockchain adoption more accessible.
US Banks can now:
– Be validators on public networks.
– Custody crypto for customers
– Hold Stable Coin.Bullish #XRP
pic.twitter.com/KtLVfiDo1w
— Amonyx (@amonbuy) March 8, 2025
The XRP Ledger is already scalable and efficient for making cross-border payments and is a choice for banks to use for blockchain integration. With the OCC’s recent policy change, banks may now be more inclined to use XRP-based solutions for faster and more affordable transfers.
Ripple’s recent release of its own stablecoin, RLUSD, makes the case for XRP adoption stronger. With RLUSD anchored in the XRPL ecosystem, more use is likely to make XRP more valuable. Increased use of blockchain and stablecoin by more banks would potentially equate to more demand for Ripple’s ecosystem.
XRP’s Adoption Could Rise with Regulatory Success
The OCC decision comes at a very significant point when Ripple is actively working towards making its presence felt in U.S. regulatory circles. Sources have reported that Ripple has strategically positioned itself in political circles to acquire positive regulations for XRP.
It maintained a relationship with Trump’s chief of staff Susie Wiles as well, who used to be an employee at Ballard’s firm. Ripple maintained Trump’s ex-chief of staff Reince Priebus as a lobbyist so that it had a direct link to decision-makers.
Such influence would allow Ripple to navigate U.S. regulatory complexity and position XRP as a central asset in the digital economy. A successful initiative would lay the groundwork for greater institutional acceptance of XRP and mainstream adoption.
Concurrently, global finance organizations such as the World Bank, IMF, and BIS have recognized XRP as a bridge asset for cross-border payments and liquidity. Its ability to offer stability, efficiency, and instant settlements makes it better than most of its counterparts in crypto.
#XRP has been recognized as a stablecoin by the World Bank, IMF, BIS, and UN. Gold preserves value but lacks mobility, while stablecoins offer liquidity yet remain tied to fiat. XRP bridges both, combining stability, scarcity, and efficiency, positioning itself as a vital asset. pic.twitter.com/OdjPcvqMKR
— Versan | Black Swan Capitalist (@VersanAljarrah) March 8, 2025
Ripple’s Political Strategy in the U.S.
Ripple has been strategically collaborating with Trump’s government to get regulatory clarity on XRP, as research by SMQKE has found. Trump’s first-ever fund received $5 million in XRP and retained major players in its camp.
How Ripple Is Working Within the Trump Administration to Secure XRP’s Regulatory Future
Not only did Ripple contribute $5 million worth of XRP to Trump’s inaugural fund, but its Chief Legal Officer, Stuart Alderoty, also donated $300,000 in cryptocurrency to support Trump’s… pic.twitter.com/ObEVG8icKW
— SMQKE (@SMQKEDQG) March 6, 2025
Ripple’s General Counsel Stuart Alderoty is reported to have made a $300,000 crypto donation to Trump’s campaign, positioning the company firmly within the political orbit.
Rather than fighting regulatory uncertainty, Ripple inserted itself into power in Washington. The firm retained one of Trump’s most consistent lobbyists, Brian Ballard, to push its crypto agenda. This political influence would be a significant contributor in deciding XRP’s future.
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